Can I file a car accident claim if my Nevada driver’s license was expired at the time of my accident?
Car accidents across the state of Nevada continue to be a major cause for concern. In fact, according to the Nevada State Police Office of Traffic Safety’s most recent Nevada Fatal Data, there were a total of 284 car accidents in Nevada in 2019 that claimed the lives of more than 300 people.
If you were fortunate enough to survive your car accident, you may be anxious to hold the liable party accountable for their negligent actions. But you may be concerned with how your case will be affected if your Nevada driver’s license was expired at the time of your accident.
It is not unusual for insurance companies to try to avoid paying out on a car accident victim’s claim. But our Nevada car accident lawyers at Gina Corena & Associates could help you recover the compensation that you are entitled to.
When Can the Insurance Company Deny Your Nevada Car Accident Claim?
Nevada is a fault state for car accidents and auto insurance purposes. This means you will need to be prepared to file your lawsuit with the liable party’s auto insurance provider. But do not expect the insurance company to settle your claim reasonably. In fact, you can expect them to do everything in their power to avoid paying out on your claim.
For this reason, do not be surprised if the insurance company denies your claim on the grounds that your license was expired at the time of the accident. Although driving with an expired license is against the law, it does not have any impact on your ability to recover compensation through the auto insurance company.
It is not unusual for insurance companies to try to take advantage of injury victims in this way. For this reason, it is important that you take action to protect your injury settlement and have your attorney advocate for your rights. It is important to note that even if you do share fault for causing the accident, you can still be awarded compensation, as Nevada follows a modified comparative negligence system.
The insurance company should only deny you your right to compensation if they are able to show that your portion of fault exceeds that of their policyholder. Your attorney will be prepared to go up against the insurance company and secure maximum compensation for your suffering, no matter what tactics the insurance company tries to use against you.
Consequences of Driving With an Expired License in Nevada
Driving with an expired license is against the law in the state of Nevada. This means you could face serious civil and criminal penalties as a result of your involvement in a car accident. Under the law, driving without a license is a misdemeanor offense. This means that you could face up to six months in jail and be ordered to pay fines as high as $1,000.
You may also face other types of penalties as well including community service, probation, and even license suspension depending on the details of your case. Do not be surprised if the insurance company attempts to use any criminal charges you may be facing as a basis for denying you your right to compensation.
How to Strengthen Your Nevada Car Accident Claim After an Expired License
If you want to strengthen your Nevada car accident case after it is revealed that you had an expired license at the time of the accident, one of the first things you can do is to renew it. As soon as you have the opportunity to get your license renewed and in good status with the Nevada Department of Motor Vehicles, do so.
You should also be sure to avoid driving without your license for a second time. If you are caught driving with an expired license after your initial accident, not only could you face additional criminal penalties, but it could have a devastating impact on your ability to recover full compensation in your civil case.
You should also be prepared to provide your attorney with any financial records, medical documentation, insurance policy information, witness statements or contact information, video footage and photographs, and any other relevant information that could be used to support your case. Your attorney will also be prepared to thoroughly investigate the details of your case in order to bring the at fault party to justice.
What to Do if The Insurance Company Denies Your Claim
Insurance claim denials are not uncommon. The insurance company will lose money by settling on your claim. For this reason, you can expect them to look for any opportunities available to place blame on you, or otherwise escape being ordered to pay out on your car accident claim.
Your Nevada car accident attorney will be prepared to handle the insurance negotiations process on your behalf. In some cases, we may be able to provide the insurance company with additional supporting documentation that will leave them with no other choice but to approve your claim. But if the insurance company refuses to settle your case fairly, we will be prepared to bring your case to court in order to secure maximum restitution for what you have been through.
Your expired license has no impact on your ability to drive safely. Nor does it have an impact on someone else’s negligence causing you catastrophic and life-threatening injuries. Your attorney will be prepared to fight for your rights, so you can recuperate without financial worry.
Contact a Car Accident Lawyer in Nevada for Help Today
If your license has expired at the time of your car accident, you can still be awarded compensation for your damages. Do not let the insurance company take advantage of you in your greatest time of need.
Get a dedicated Nevada car accident lawyer at Gina Corena & Associates on your side who will advocate for your right to full and fair restitution. Schedule your free, no-obligation consultation when you complete our online contact form. Or, give our office a call at (702) 680-1111 to get started on your case.