Few things are more shocking than being involved in a car accident. When the accident initially occurs, you are bound to be frightened. However, if you learn the other driver was not insured, a range of feelings from anger to concern are bound to overwhelm you since you are now looking at the potential of paying medical bills, losing time from work due to your injuries, and wondering how you will pay for the damage to your vehicle. Keep in mind, uninsured drivers pose a great risk to everyone on the road, and if you happen to be a victim of an uninsured driver who was negligent and caused an accident, you need answers.
In a report issued by the Nevada Department of Transportation (DOT) in 2016, there were 2,084,089 registered vehicles in Nevada. During 2019 alone, Las Vegas welcomed 42,523,700 visitors in addition to the people already traveling the roadways. Therefore, it is not a leap in logic to expect some of these drivers are without auto insurance. We know this because a report issued by the Insurance Research Council indicated that in 2017, more than 10 percent of Nevada drivers had no insurance. It is likely these numbers are higher today despite Nevada car insurance requirements.
Nevada drivers cannot register their vehicle without showing proof of insurance. According to the Nevada Department of Motor Vehicles, drivers must show proof of minimum liability coverage of $25,000 for bodily injury or death per accident for one person, $50,000 for injury or death of two or more persons, and $20,000 for injury or destruction of property. While you, as a responsible driver may opt into uninsured or underinsured motorist insurance, for most people, this optional policy may not seem worthwhile — unless of course you happen to be a car accident victim who is struck by an uninsured driver.
If you do have uninsured coverage, your insurance company should be covering hospitalization and ongoing medical care bills, any costs of medication, and property damage. However, before you accept any settlement from your insurer for an accident caused by an uninsured driver, you should discuss your specific situation with a Las Vegas car accident attorney. The last thing you want to learn is that before accepting such a payment, your insurance company opted to show you partially or wholly at fault for the accident, even when it was not your fault. There are other ways to hold an uninsured driver accountable for the damage and injuries they have caused.
When you have been injured in a Las Vegas car accident and the other driver is uninsured you need to know what options are available to you to get compensation for your financial losses. Basically, you have two options:
Before you make this decision there are some things you should know. First, your insurance company may not be willing to cover all your financial losses using your uninsured motorist coverage. They will likely use a formula to determine how much to pay for your injuries, time lost from work, and other related costs. Additionally, they may also ask you to sign a waiver which indicates you will not pursue any additional compensation if you accept their settlement. Keep in mind, when you use this coverage, your insurer is acting in place of the other driver’s insurer.
The other option of course is you can file a lawsuit against the responsible driver. Drivers who willingly travel on Las Vegas roadways without insurance are dangerous for all of us and it may be possible to hold them financially accountable for their reckless driving and their failure to carry insurance coverage.
Many victims of an uninsured driver think it is not possible to hold a driver who lacks insurance accountable. There are some instances where this is true — for example, if a driver lacks insurance because of affordability, chances are they do not have the assets to liquidate or force a lien on to compensate you for your injuries. However, there are other drivers who lack insurance because:
Before you attempt to file a lawsuit, it helps to know why the driver has no coverage so you can decide on the best way to proceed. Remember, a Las Vegas car accident attorney with a proven track record of resolving these matters for their clients can be an invaluable partner during this process.
Following any type of car accident, you need to focus on your recovery so your life can get back to as normal as possible. Hiring a Las Vegas car accident attorney allows you to focus on your recovery while the lawyer pursues a settlement for your injuries and damages. You have enough to be concerned about, so having a partner you know is working in your best interest can give you the peace of mind you need to focus on your recovery.
While car accidents involving uninsured motorists are a significant concern, homeowners also face potential liabilities. Understanding homeowner liability insurance is crucial for anyone owning property, as it protects against claims resulting from injuries and damages to people and property.
If you suffered any type of injury in an accident with an uninsured motorist, call a free consultation with an experienced car accident lawyer in Las Vegas. You can contact Gina Corena & Associates today at 702-996-5950 or contact us online using our simple free consultation form.
As founder of Gina Corena & Associates, she is dedicated to fighting for the rights of the people who suffer life-changing personal injuries in car, truck and motorcycle accidents as well as other types of personal injury. Gina feels fortunate to serve the Nevada community and hold wrongdoers accountable for their harm to her clients.
This was my first time using a lawyer, which I needed due a major car accident. They made everything simple and stress free, and I couldn’t be happier with the attentive care I received from everyone at the law office. Gresia was fantastic, and kept in touch regularly. She was professional, knowledgeable, and very kind. I would recommend them to anyone.
Gina and her crew are truly amazing. They exceeded my expectations. They kept in contact with me throughout the whole time and any questions I did have They would take the time and explain everything so I would know what to expect. I would highly recommend them at any time.
Thank you very much for the services everyone answered every single one of my calls and this firm took care of me from start to finish. Thank you so much Gina for taking on my case and assisting me I will recommend you to everyone.
I rarely do reviews but I want to share what an outstanding team Gina Corena has. Mahna Pourshaban did such an awesome job In helping us get our settlement, she has treated us like family since day 1 that we met her.. Me and my family want to tell u guys thank u from the bottom of our hearts.
Working with Gina was An amazing feeling as the client to know that my case is being handled professionally and to the best it can be ! Knowing that Gina can handle it gave me confidence and peace, 100 percent recommend Gina and her associates team !
GINA CORENA is the best attorney indeed! Thank you to her amazing team the attention to detail I received was incredible. 100% recommend to everyone!
My experience with Gina Corena’s office was amazing. They were all professional and were easy to reach out to during my whole case. I’d recommend their services 10/10!!
I'm really satisfied with the work these ladies provide. They’re Super reliable and Professional, Alexandra was the one that helped me with my case and she’s super nice and sweet. She made sure I was aware about all the updates with my case. Overall the work they provide to the citizens of Las Vegas is top notch. Thank you Gina Corena and associates.
This is the best company I have dealt with hands down. I am super thankful with them for all the work they did on behalf of my case. The process was rather simple and very well explained from start to finish. Thank you so much Gina Corena &. Associates. Thank you Kim for assisting in my case.
I received nothing but top notch service from this firm not once but twice please keep up the outstanding job customer service is very important to me and your firm went above and beyond again THANK YOU
Such a great law firm. This was my first time having to get a lawyer due to an auto accident and they explained all the ins and outs of my case and the process. I will definitively keep them in mind again for the future.
If I can give Gina’s firm 10 stars I would. They have the best customer service & most knowledgeable staff I’ve ever come across. The office is always clean and it has a lovely and positive vibe. Thank you to this amazing firm to make my experience fast and easy for me. Gina definitely knows how to care of her clients and treated me like family. I will recommended to my friends and family.
CALL US 24/7