Las Vegas Car Accident FAQs
Chances are if you are a driver in Las Vegas at some point you will be involved in a car accident. Whether the accident is a mere fender bender, or a more serious accident, there are some things you should be aware of before you do anything which could jeopardize an insurance claim, or your legal rights. Here are some frequently asked questions about Las Vegas car accidents.
Should I move my vehicle after being involved in a Las Vegas car accident?
Arizona’s Department of Transportation recommends whenever possible you move your car from the roadway to reduce the risk of a second accident. One word of caution about moving your car — police will want to have an idea of the position of the vehicles involved in the accident. You should make note of the position if you are able to move the car since this could be important information.
Should I get out of my car following an accident?
Some victim’s injuries are too severe to safely move the vehicle. Unfortunately, getting out of your car can result in your making your injury worse. If you are in doubt as to the severity of your injuries, you should remain in your vehicle until emergency medical teams arrive at the scene.
Should I call the police following an accident?
Yes, because although there is no legal requirement for you to do so, it is generally a good idea to make sure police are contacted and a report has been filed. Even when another driver disputes whether the police should be called, there are times when you should call no matter what. These include:
- Cars involved in accident are blocking traffic
- Damage to surrounding property including cars, buildings, etc.
- Any drivers, passengers, or pedestrians suffered an injury
- Any sign an involved vehicle could catch fire (fluid leaking, smoking, etc.)
How much information should the police be provided?
You should use caution when discussing the accident with the police. Provide your name, registration, insurance information when asked. Be cautious not to accept any fault for the accident. Law enforcement will likely take witness statements, which you can get access to after the report is filed. In many cases, the police will determine at the scene who was at fault for the accident and issue the appropriate citations (speeding, failure to yield, etc.). However, do not assume this is the case.
Should I seek medical attention after a car accident?
Yes, you should always seek medical attention, even if you believe your injuries were only minor. In fact, even if you believe you have not suffered any injury it is still a good idea to be thoroughly checked by a doctor following a car accident. It is impossible to determine whether you suffered an internal injury, or whether the normal rush of adrenaline following an accident is masking other problems.
Should I contact my insurance company after a Las Vegas car accident?
You should always report a car accident to your insurance company. However, make sure if you know the other driver is at fault you let them know that. The insurance company may offer to contact the at-fault driver’s insurance company or may have you do that on your own. Remember, insurance rules in Nevada changed in July 2018. Drivers are required to have coverage known as 25/50/20. This means $25,000 for bodily injury to a person, $50,000 bodily injury per accident, and $20,000 property damage per accident.
How much information should I provide to an insurance adjuster?
Just the facts surrounding the accident. You may share the names of the drivers involved, the vehicles involved, and the name of the law enforcement officer who filed the accident report. However, make sure you use caution when speaking with the adjuster regardless of whether they are from your insurance company or the at-fault drivers’ company.
Use caution answering questions about your injuries, or potential injuries. Even simple questions like someone asking how you are doing can cause an insurance company to reduce the amount you may be entitled to collect for your injuries.
Do I need to call a car accident attorney?
Anytime you suffer an injury in a car accident you should contact a Las Vegas car accident attorney. Some of the reasons why this is necessary include:
- Negotiations for insurance settlements
- Disputes over who is at fault
- Recovering financial damages for lost wages and medical bills
Remember, a car accident lawyer has experience dealing with Las Vegas car accident victims. They also know that insurance companies are not going to offer you the best settlement initially. Should you have an offer made by an insurance company, seek immediate legal help. Generally, when an offer is made the insurer will want you to sign a waiver absolving them of any additional payments for lost wages or medical bills.
How much can I collect for my injury after a car accident?
Every car accident in Las Vegas is different and there is no simple formula to determine how much of a settlement you may be able to collect. Some of the factors which will go into the final settlement include the extent of your injuries, lost wages, damage to your car, and your medical expenses associated with your recovery. This is one of the reasons why it is important to make sure you have a lawyer helping you following a car accident.
Why would an insurer make a low settlement offer knowing my costs are higher?
Insurance companies know that most drivers do not understand their legal rights following a car accident. When you cannot return to work because your injuries need time to heal, they are hoping by making a quick offer you will accept. Technically, the reason for a quick settlement is so they can “close the books” on the accident, and they may be able to waive any responsibility for your future medical care or lost wages following the settlement.
Gina Corena & Associates takes pride in being able to offer exceptional client services. We also take a lot of pride in our history of success in getting maximum available damages for our clients. You can schedule a free, no obligation review of your car accident case today to determine if you have a valid claim by calling an experienced Las Vegas car accident attorney at (702) 680-1111 or by using our simple online contact form.