Nevada Car Accident FAQs
After a car accident in Nevada, you may have a lot of questions about your legal rights. What comes next? How can you protect yourself? If you have individual questions about your claim, contact an experienced personal injury attorney like the ones at Gina Corena & Associates as soon as possible.
1. When do I have grounds to file a car accident claim in Nevada?
In order to have grounds to file a car accident claim in Nevada, first, the other driver must cause the accident. This can include accidents caused by distraction or inebriation as well as accidents caused by a driver who ignores the rules of the road. Next, you must show that you suffered losses as a result of the accident. You can file a claim for compensation for any damage to your vehicle through the insurance company. In order to file a personal injury claim, on the other hand, you must show that you suffered an injury in the car accident due to the other driver’s negligence. This includes injuries like broken bones as well as more serious injuries like traumatic brain injury, spinal cord damage, or amputation.
2. How much compensation can I claim for a Nevada car accident?
In a Nevada car accident, the liable driver’s insurance policy may determine how much compensation you can claim for your injuries. Minimum liability insurance in Nevada offers up to $25,000 in protection for bodily injuries for a single individual who suffered injuries in an accident, or a maximum of $50,000 of coverage when more than one individual suffers an injury. Other drivers, including commercial drivers and Uber and Lyft drivers, often carry higher-limit policies that can provide additional compensation. The extent of your injuries will also determine the compensation you can claim. Most people, when they file personal injury claims after an auto accident, include:
- Medical bills
- Lost wages due to inability to work after the accident
- Compensation for pain and suffering
The party that caused your accident can also impact the claim you ultimately receive: if more than one party contributed to your accident, or if you find that a party other than the driver caused the accident, you may have the ability to pursue additional compensation.
3. Who pays my medical bills after a Nevada car accident?
If you suffer injuries in a Nevada car accident, you must take responsibility for your medical bills. You do, however, have several options that can make it easier for you to pay for those bills. You can use:
Your health insurance. Following serious injuries in an auto accident, health insurance can provide an incredibly valuable layer of protection that can make it much easier to cover your medical expenses.
PIP insurance, if you carry it. Though Nevada does not have a no fault law, which states that each driver must handle the first percentage of their own bills after an accident, you can still add PIP insurance to your policy. Personal injury protection insurance covers your immediate financial losses as a result of a serious auto accident, including your medical bills and lost wages in those early days.
A personal injury claim against the driver that caused your accident. A personal injury claim can help you pursue vitally-needed compensation after a Nevada auto accident with serious injuries. If you cannot pay your medical bills while you wait for a settlement to arrive, an attorney can draft a letter of protection that will share your intent to pay with the doctors and other medical care providers who handle your treatment. This letter will stave off legal action until you settle your claim.
4. Who bears liability for my car accident?
In many cases, you can clearly identify the driver that caused an auto accident. That does not necessarily mean, however, that only the driver bears liability for your accident and your injuries. By working with a personal injury attorney, you may identify other parties that share liability for the accident, which can also increase the compensation you ultimately receive. Consider:
Was the driver who caused your accident on the clock? The driver’s employer may share liability for the accident, particularly if the driver exceeded the federally-mandated number of hours he could spend behind the wheel due to the company’s expectations.
Did a mechanical error cause the accident? If so, the company that manufactured the vehicle or a mechanic that recently worked on it may share liability.
5. What should I do after an auto accident in Nevada?
If you suffer injuries in a car accident, the steps you take immediately after the accident can help protect your finances and provide you with a better outcome in a personal injury claim. You should:
Seek medical attention immediately after the accident. Make medical attention your first priority after an accident, even if you believe that you did not suffer serious injuries. Some injuries, including traumatic brain injury, may not appear immediately at the scene of the accident. Not only can a trip to the hospital provide you with a more accurate diagnosis of your injuries, it can provide evidence of when your injuries took place.
Contact your insurance companies. Let your health insurance company and your auto insurance company know about the accident. You may need to cancel your current auto insurance policy or ask questions about what your health insurance provider will cover as you seek treatment for your injuries. Make sure you understand how many therapy sessions your insurance will pay for each year as well as any other coverage concerns.
Get in touch with an attorney as soon as possible. An experienced auto accident attorney can provide you with a better idea of your legal rights following a serious auto accident. Always consult an attorney before accepting a settlement offer from the other driver’s insurance company, since that offer may not reflect the full damages you suffered as a result of the accident.
Did you suffer injuries in a Nevada car accident? Gina Corena & Associates can help. Contact us today at 702-680-1111 to learn more about how we can help after a car accident with serious injuries.