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While you’re focused on healing, the claim is already in motion. Insurance companies move fast to protect their side, not yours. The earlier you act, the stronger your case can be.
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After a crash, things don’t stay still for long. Calls begin. Reports get filed. Insurance companies start shaping their version of what happened before you’ve even had time to process it.
Who responds to your accident depends on where it happened. Local incidents may be handled by the Lyon County Sheriff’s Office, while crashes on nearby highways are investigated by the Nevada Highway Patrol. That official report becomes one of the most important documents in your claim, influencing how liability is viewed later.
From there, we step in to secure the crash report, gather medical records, and handle the insurance adjuster directly so you don’t have to carry that stress alone.
Gina Corena & Associates works on a contingency basis. The consultation is free, and you pay no fee unless we win.
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Most crashes in Fernley come down to decisions made in seconds. Impaired driving remains one of the leading causes of fatal crashes in Nevada, and speeding or distracted driving follows closely behind. On busy stretches of highway, those risks escalate quickly, especially when passenger vehicles share the road with heavy freight traffic.
The crashes we see most often in Fernley involve:
There are ongoing efforts to improve safety along this corridor, including a planned I-80 widening project that received federal approval in 2025 and is expected to begin construction in the coming years. Until then, the same risks remain part of daily driving in the area.
Call 911 and get medical help right away. Depending on where the crash happens, either the Lyon County Sheriff’s Office or the Nevada Highway Patrol will show up, and they’re the ones who’ll file the official report later.
Even if you feel fine, still get checked. Fernley doesn’t have a hospital in the city, so emergency care means Banner Churchill in Fallon or Renown Regional in Reno. Some injuries don’t show up immediately, especially in the hours after a crash when adrenaline is still masking pain.
If you can, take a few photos, swap details with the other driver, and be a bit careful with insurance calls early on. They often reach out quickly, but their job is to minimize the claim, not guide you through it.
Nevada has a modified comparative negligence rule (NRS 41.141). Your compensation depends on your share of responsibility. If you’re found partly at fault, your recovery is reduced. If you’re more than 50 percent at fault, you recover nothing.
Nevada’s minimum insurance is low. Drivers must carry 25/50/20 coverage (NRS 485.185), and that rarely covers a serious injury. Roughly 1 in 10 Nevada drivers has no insurance. This is why your own uninsured motorist claim can become the policy that actually pays.
Nevada law also sets a deadline. In most cases, you have two years from the date of the crash to file a personal injury claim (NRS 11.190). After that, the court can dismiss the case, even if the injuries are real and serious.
There have also been a few recent updates that affect certain cases, especially involving impaired driving, rental vehicles, and rideshare trips, with stricter rules and higher coverage requirements in specific situations.
We’ve been representing injured Nevadans since 2013. Gina Corena founded the firm and continues to lead its litigation work. Over the years, she’s been recognized by organizations such as the American Society of Legal Advocates and the American Institute of Personal Injury Attorneys.
Personal injury cases in Fernley and Lyon County are handled through the Third Judicial District Court. The rules don’t change from county to county, but how cases actually move through that court does. Knowing the local filing process, the judges, and how insurers respond in these cases shapes how we build each claim from day one.
When you call us, you don’t get routed through layers of intake. You speak with a real attorney or someone from our team who knows these cases. Our office is available around the clock, and we assist clients in both English and Spanish.
Crash risk in Fernley is heavily concentrated along the I-80 corridor, especially between Vista Boulevard and USA Parkway. State transportation data has recorded roughly 155 crashes per year on that stretch over recent years, driven by growing freight and commuter traffic through the region.
Lyon County has seen some improvement in recent fatal crash numbers, with deaths falling to seven in 2025 compared to twelve the year before, alongside broader statewide safety trends reported by Nevada traffic authorities. Still, Nevada continues to see higher-than-average roadway fatality rates compared to national figures.
Long-term infrastructure changes, including a planned widening of I-80 approved in 2025, are expected to improve safety once completed. For now, however, the same traffic volume and collision risk remain part of daily driving in the area.
It usually begins with a free consultation. We go through what happened, review the basics of the crash, and provide a clear view of whether the case is worth pursuing.
From there, we start building the claim. That means pulling the crash report, collecting medical records and bills, and documenting the actual cost of the accident. Once the picture is clear, we send a demand to the insurance company backed by evidence, not guesswork. Many cases resolve at this stage.
If the insurer refuses to offer fair value, the case moves into litigation. We file a lawsuit and prepare it for trial. Often, that step alone is enough to shift the conversation, because insurers know we’re ready to take it further if needed.
The experience of our attorneys ranges from insurance and commercial law to personal injury and other areas which give our team an unmatched ability to reach a favorable outcome in your case. We handle each matter with accountability and responsiveness, as if we were representing ourselves.
Two years from the date of the crash, in most cases (NRS 11.190). A few situations shorten that window, and claims against a government entity have extra steps. Talk to a lawyer early so a deadline never decides your case for you.
You can still recover, as long as you were 50 percent or less at fault. Nevada reduces your award by your share of blame (NRS 41.141). At 51 percent or more, you recover nothing. That is why insurers work so hard to pin fault on you.
Nothing up front. We work on a contingency fee, so you pay only if we recover money for you, and the first consultation is always free.
Often, no. The state minimum is $25,000 per person (NRS 485.185), which a single emergency-room visit can exceed. About 1 in 10 Nevada drivers has no insurance at all, so uninsured and underinsured motorist coverage is your safety net.
It depends on the road. The Lyon County Sheriff’s Office handles crashes on Fernley’s local streets, since the city has no police department of its own. The Nevada Highway Patrol handles I-80 and US-50 Alternate. Request your report from the agency that responded.
No. Nevada places no cap on damages in an ordinary car accident case (NRS 41A caps apply only to medical malpractice). Government and punitive claims have their own limits, a point some websites get wrong.
You may have more coverage than you think. A 2025 law requires rental companies to verify insurance, and another sets a $1 million coverage floor for rideshare drivers during a trip. We identify every policy that applies.
Gina Corena founded Gina Corena & Associates to give injured Nevadans a legal team that fights for them, and she leads the firm's attorneys in a practice focused on personal injury law.
“Top 40 Under 40” attorney by the American Society of Legal Advocates
“Ten Best Attorneys” in Nevada
