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You took an Uber expecting a safe ride home. Now you’re injured, facing medical bills, and trying to figure out which insurance company is responsible. Let us help you understand what comes next before you deal with adjusters or make any decisions about your claim.
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A rideshare crash can quickly become complicated. Even when you were just a passenger, there may be multiple insurance policies involved and conflicting accounts of what happened. While you’re trying to recover from your injuries, insurance companies are already beginning their investigations.
Our team handles Uber, Lyft, and other rideshare accident claims throughout Las Vegas and Clark County. We sort through the insurance issues, gather the evidence needed to support the claim, and deal directly with the insurance companies while the case moves forward.
Gina Corena began her career representing insurance companies and understands how claims are evaluated, defended, and negotiated. That experience provides valuable insight when dealing with adjusters and building a strong compensation case.
You pay nothing up front. Consultations are free, we work on a contingency fee basis, and there is no attorney fee unless we recover compensation for you.
$1,040,000
$1,023,006.92
$1,010,000
$1,010,000
The insurance available after an Uber or Lyft crash depends on what the driver was doing at the time of the accident.
Under Nevada’s transportation network rules, three phases decide which policy responds. Trip records, app activity, and other electronic data are often used to establish the driver’s status at the time of the collision.
The three coverage phases generally work like this:
Uninsured motorist coverage isn’t required in Nevada, and nearly 10 to 12 percent of drivers on the road carry no insurance at all (Insurance Research Council, 2023). If an uninsured driver hits your Uber and the available coverage falls short, that gap can become a serious problem. We look for it from day one.
Liability depends on who caused the crash. That may be the Uber or Lyft driver, another driver on the road, or multiple parties if more than one person contributed to the collision.
Uber and Lyft are not automatically liable for their drivers’ actions. Nevada generally treats rideshare drivers as independent contractors, and a 2025 law (AB 523) further limited when the companies can be held responsible.
For many injured passengers, the more important question becomes insurance coverage. The driver’s status in the app at the time of the crash can affect which policy applies and the amount of coverage available. We know how to obtain and use the records that help answer those questions.
A rideshare accident claim can include both financial losses and personal harm. That may include medical expenses, future treatment, lost income, reduced earning capacity, pain and suffering, and the ways your injuries affect daily life.
Nevada does not cap these damages in a typical rideshare injury case. In some situations, punitive damages may also be available.
Nevada’s comparative negligence law can also affect compensation. If you are found partially at fault, your recovery is reduced by your percentage of fault. If you are found more than 50 percent responsible, you cannot recover damages.
The truth is that case value depends on the details. We take the time to understand what the accident has cost you, gather the evidence to support it, and pursue compensation that reflects those losses.
Gina Corena started the firm in 2013 and has spent her career representing injured clients across Nevada. She’s been recognized by the American Society of Legal Advocates as a “Top 40 Under 40” attorney and by the American Institute of Personal Injury Attorneys as one of Nevada’s “Ten Best Attorneys.”
Our attorneys regularly handle cases in Clark County and are familiar with the local courts, insurance adjusters, and defense firms involved in Nevada injury litigation. That day-to-day experience helps shape how a case is built from the beginning.
We only get paid if we recover compensation for you, and our team helps clients in both English and Spanish.
Clark County shows up again and again in Nevada crash data. It’s where most traffic incidents happen, according to Nevada Department of Transportation records, and it makes sense when you think about how much movement is packed into places like the Strip, airport routes, and downtown.
The Insurance Research Council (2023) estimates that roughly 10–12% of drivers in Nevada are uninsured in multi-vehicle crashes. This becomes important because recovery often depends on the amount of valid coverage available across all involved parties.
It starts with a free consultation, where our lawyers understand what happened and immediately assess what needs to be preserved, especially app and trip data that can disappear if not secured early.
After that, we gather medical documents, police reports (if available), insurance details, ride logs, and any other supporting information that help build a clear timeline of events. Once the file is organized, it’s sent to the insurance company for review. Some cases resolve at this stage if liability is clear.
If it doesn’t resolve, the case moves into filing. By that point, it’s already built for litigation, so the work shifts from collecting information to presenting what’s already there.
The experience of our attorneys ranges from insurance and commercial law to personal injury and other areas which give our team an unmatched ability to reach a favorable outcome in your case. We handle each matter with accountability and responsiveness, as if we were representing ourselves.
It depends on what the driver was doing. If the app was on and the driver was en route or carrying a passenger, up to $1,000,000 in coverage can apply. If the app was off, only the driver’s personal policy responds.
Nevada’s AB 523 took effect October 1, 2025. It cut the top rideshare coverage from $1.5 million to $1 million and limited Uber’s and Lyft’s vicarious liability for their drivers. Crashes before that date are subject to the old rule.
Yes. Coverage usually shifts to the driver’s personal auto insurance, not the rideshare company. In Nevada, that typically means the 25/50/20 minimum limits, which are often much lower than the coverage offered by rideshare policies.
Usually two years from the crash date under NRS 11.190. Some exceptions exist, but waiting can make things harder because app and trip data may disappear early.
Generally no. Under AB 523, drivers are treated as independent contractors, so claims usually go through insurance tied to the driver and their app status.
Rideshare companies operate under a different system than traditional taxis, especially regarding insurance and liability rules. That difference often affects which policy applies after a crash.
You can still recover compensation as long as you’re not more than 50% at fault. Nevada uses a modified comparative negligence rule under NRS 41.141, which simply reduces what you receive based on your share of responsibility.
As a former las vegas car accident attorney, Ms. Corena has gained the experience and knowledge that many personal injury attorneys simply do not have access to.
“Top 40 Under 40” attorney by the American Society of Legal Advocates
“Ten Best Attorneys” in Nevada
