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A crash can leave you dealing with injuries and insurance calls at the same time. The sooner you get legal help involved, the harder it is for the insurance company to undervalue your claim.
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After a crash, the first hours are usually the most disorienting. People are dealing with injuries, phone calls, and paperwork they didn’t expect. Somewhere in that mix, a report is written, and a claim begins to form.
Different agencies may be involved depending on where it happened. City streets are handled by Fallon Police, unincorporated areas fall to the Churchill County Sheriff, and highway crashes on US-50 and US-95 are handled by the Nevada Highway Patrol. That report becomes the foundation of your case.
That’s where we come in. We take over the case, request the records, deal with the insurance company, and keep the process from spilling into your day-to-day life while you recover.
Gina Corena & Associates works on a contingency basis. The consultation is free, and you pay no fee unless we win.
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A lot of crashes don’t feel complicated when they happen. Someone is speeding a little too fast for the road. Someone looks down for a second. Someone assumes the other driver will stop. That’s usually how it starts.
Rural driving makes it harder to recover from those moments. Higher speeds, long stretches of open road, and intersections that don’t always feel controlled the way city streets do. The margin for error gets small fast.
What we see most often comes down to a few patterns:
After that, the case is just about reconstructing what actually happened. The crash report, what witnesses remember, what the scene shows. The rest is usually assumptions from insurance companies trying to fill in gaps early.
Call 911 and get medical help right away. Police and responders will handle the scene, and a report will be created based on where the crash happened, whether inside city limits or on the highway.
Even if you feel okay, still get checked. In Fallon, most emergency cases go through Banner Churchill Community Hospital, and more serious injuries are sent on to Reno. That gap between the crash and treatment is often something insurers look at closely later.
Once you’re out of immediate danger, pay attention to what you can still control. Take photos of the scene if you’re able to. Get the other driver’s details. If anyone saw what happened, note their name or contact info.
Insurance companies often get involved quickly after a crash. Calls come in early, sometimes while you’re still dealing with medical appointments or trying to understand what’s even wrong. You don’t have to lock into anything in those conversations right away.
Nevada follows a fault system. If you’re partly responsible for a crash, your compensation gets reduced. If you’re more than 50 percent at fault, you can’t recover anything. So even small details end up mattering more than people expect when fault is later argued.
Insurance coverage is often where things fall short. Nevada only requires 25/50/20 minimum coverage, which doesn’t go far in a serious injury case. And it’s not uncommon for the other driver to have no insurance. In those situations, your uninsured motorist coverage can be the only real source of recovery.
Then there’s timing. Most injury claims in Nevada have a two-year deadline. Once that passes, the case usually ends, no matter how strong it is.
There are also a few specific rules depending on how the crash happened, especially in cases involving impaired driving, rental vehicles, or rideshare trips, where coverage and penalties can change.
We’ve been representing injured Nevadans since 2013. Gina Corena founded the firm and continues to lead its litigation work. Over the years, she’s been recognized by groups such as the American Society of Legal Advocates and the American Institute of Personal Injury Attorneys.
Many injury cases in Churchill County are heard in the Tenth Judicial District Court in Fallon. That familiarity with the local court system shapes how cases are prepared from the start, how they’re presented, and how insurers tend to respond once litigation is on the table.
When someone calls us, they’re not pushed through layers of intake or generic callbacks. They speak to a real person who understands injury claims and what comes next. The first consultation is free. You pay nothing unless we win.
At a glance: 7 Churchill County traffic deaths in 2025, up from 0 in 2024 | US-50 and US-95 the principal corridors | the Y junction a known conflict point | 1.49 Nevada deaths per 100M miles driven (2024) | 25/50/20 Nevada minimum coverage | 2-year deadline to file most claims
Churchill County recorded seven traffic deaths in 2025 after none in 2024, according to preliminary data from the Nevada Office of Traffic Safety. Statewide, Nevada recorded 381 traffic deaths in the same period.
Nevada’s fatality rate remains higher than the national average, at 1.49 deaths per 100 million miles driven in 2024, compared to the U.S. average of 1.2 (TRIP, 2025).
Locally, much of the risk sits on US-50 and US-95, where higher speeds and long rural stretches contribute to more severe crashes. The junction known as “the Y” is another common point where turning and through traffic intersect.
It usually starts with a free consultation. We go through what happened, look at the basics of the injury, and give a straight answer on whether there’s a case worth pursuing.
From there, we start collecting records, documenting your losses, and identifying every insurance policy that may apply. Once everything is in place, we send a demand backed by evidence, not estimates. Many cases resolve at this point.
If the insurance company doesn’t offer fair value, the case moves into litigation. We file suit and prepare it for trial. That step alone often changes how the case is taken, because insurers know when a firm is ready to actually go forward.
The experience of our attorneys ranges from insurance and commercial law to personal injury and other areas which give our team an unmatched ability to reach a favorable outcome in your case. We handle each matter with accountability and responsiveness, as if we were representing ourselves.
Two years from the date of the crash, in most cases (NRS 11.190). A few situations shorten that window, and claims against a government entity have extra steps. Talk to a lawyer early so a deadline never decides your case for you.
You can still recover, as long as you were 50 percent or less at fault. Nevada reduces your award by your share of blame (NRS 41.141). At 51 percent or more, you recover nothing. That is why insurers work so hard to pin fault on you.
Nothing up front. We work on a contingency fee, so you pay only if we recover money for you, and the first consultation is always free.
Often, no. The state minimum is $25,000 per person (NRS 485.185), which a single emergency-room visit can exceed. About 1 in 10 Nevada drivers has no insurance at all, so uninsured and underinsured motorist coverage is your safety net.
It depends on the road. The Fallon Police Department handles crashes within the city, and the Churchill County Sheriff’s Office covers the unincorporated county. The Nevada Highway Patrol handles US-50 and US-95. Request your report from the agency that responded.
No. Nevada places no cap on damages in an ordinary car accident case (NRS 41A caps apply only to medical malpractice). Government and punitive claims have their own limits, a point some websites get wrong.
You may have more coverage than you think. A 2025 law requires rental companies to verify insurance, and another sets a $1 million coverage floor for rideshare drivers during a trip. We identify every policy that applies.
Gina Corena founded Gina Corena & Associates to give injured Nevadans a legal team that fights for them, and she leads the firm's attorneys in a practice focused on personal injury law.
“Top 40 Under 40” attorney by the American Society of Legal Advocates
“Ten Best Attorneys” in Nevada
